Free Canadian health insurance is a misleading term. Provincial health plans offers little or no coverage for many essential medical expenses including artificial limbs, casts, crutches, emergency ambulance transportation and in-hospital private duty nursing.
Group benefit plans can cover gaps in government health care. Many employers provide their employees with Extended Health Care benefit coverage, also called Supplementary Medical Care.
People without group coverage such as self-employed entrepreneurs or freelance project specialists can pay for private medical coverage from individual health care specialists like Group Medical Services (GMS).
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